Tell us about the building
A short note with the address and your situation is enough. Everything stays confidential.
For property owners
Sell your commercial building before foreclosure.
If your commercial building is behind on its mortgage, you can usually still sell it until the foreclosure sale takes place. Belcz Group buys as-is and can also buy the building and lease it back to you, so your business can keep operating while the debt is resolved.
You may have more options than you think
A sale before foreclosure lets you choose the buyer, the price and the timing, instead of a court auction. If the price is below what you owe, the lender has to agree, and a written offer from a buyer with funds makes that conversation easier.
We recommend talking with your attorney before signing anything. We are happy to speak with your attorney directly.
Sell and stay with a sale-leaseback
If you run a business from the building, we can buy it and lease it back to you on agreed terms. You keep your location, your customers and your staff, and the debt is paid at closing.
How it works
Get a written offer
We send a clear written as-is offer within 2 business days, with no pressure to accept.
Close when it works
About 30 days is typical, or on a timeline that works for you and your lender.
Frequently asked questions
Can I sell my commercial building if I am behind on the mortgage?
- Usually, yes. Until the foreclosure sale happens, you generally still own the property and can sell it. If the price is below the balance, the lender must approve.
What is a sale-leaseback?
- You sell the building and sign a lease to stay in it as a tenant. You get the sale proceeds and keep operating your business.
Do I need to fix up the building first?
- No. We buy as-is.
Will you pressure me to sell?
- No. You get a written offer and you decide. Take time to review it with your attorney.
How fast can you close?
- About 30 days is typical. If a foreclosure sale is scheduled soon, tell us the date and we will tell you honestly whether we can close in time.
Is my information kept private?
- Yes. We do not share your information or market your property.
Related guides
Selling a commercial building before foreclosure in New York
What New York commercial property owners should know about selling before a foreclosure sale: timing, lender approval, short sales and sale-leasebacks.
Sale-leaseback for business owners who own their building
How a sale-leaseback works for business owners: unlocking equity, paying off debt, staying in place, and what to look for in the lease.
Get a free as-is value and offer
Send the details and receive a written as-is offer within 2 business days.